The word term is the source of confusion.**
In a fraction, the numerator is one term and the denominator is the other term.
So all the book is saying is:
[6a^(5t)/3a^(3t)]^4
becomes
[6 a^(5t)]^4 / [3a^(3t)]^4
The explanation about "terms" stops here. It does not tell you how it works inside each bracket.
The "things" inside the brackets are factors (objects that are multiplied one with the other).
When there is a power outside of a bracket containing many factors, then all factors are raised to that power
(ab/c)^3 = (ab)^3 / c^3 = (a^3)(b^3)/(c^3)
In your example:
[6a^(5t)/3a^(3t)]^4
The factors are:
above the line
6 and a^(5t)
("a" to the power 5t)
a^(5t) is one factor (5t is not a factor, it is a power)
below the line
3 and a^(3t)
You can simplify before applying the outside power (as you did, which is the easier way to do it) or you can do it formally: apply the outside power to all factors, then simplify:
(6^4) [a^(5t)]^4 / {(3^4) [a^(3t)]^4}
One at a time:
6^4 = 1296
[a^(5t)]^4 = a^(20t)
when raising a power to a power, multiply the powers
3^4 = 81
[a^(3t)]^4 = a^(12t)
This comes from the multiplication rule: when multiplying powers of a base, add the powers:
[a^(3t)]^4 = a^(3t) * a^(3t) * a^(3t) * a^(3t) =a^(3t+3t+3t+3t) = a^(12t)
In this manner, we did apply the ^4 to a, through its already existing power.
Rewrite the whole thing
[1296 a^(20t)] / [81 a^(12t)
= (1296/81) [a^(20t) / a^(12t)]
= 16 a^(20t - 12t) = 16 a^(8t)
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In mathematics, a "term" is an element of a sum or a difference.
example:
6 + a^t
Here, 6 is a term and a^t is another term
But, in the expression
6a^t (where they are multiplied together)
there is only one term: 6a^t
and when a bracket containing many "terms" is raised to a power, the contents of the bracket are multiplied by everything in the bracket:
(6 + a^t)^2 = (6 + a^t)(6 + a^t)
=6(6 + a^t) + a^t(6 + a^t)
= 36 + 6a^t + 6a^t + a^(2t)
=36 + 12a^t + a^(2t)
which is NOT the same as 6^2 + (a^t)^2